What to Know About Trump Accounts

First, the Treasury kicks in start-up money. U.S.-citizen children born between January 1, 2025, and December 31, 2028, are eligible for a one-time $1,000 deposit from the U.S. Treasury. This might seem profligate, but for a federal program it is chicken feed. Data from the Centers for Disease Control and Prevention show that there were 3,606,400 babies born in 2025, putting the cost at about $3.5 billion a year if every child has one, which won’t happen.