What to Expect During Open Enrollment

What to Expect During Open Enrollment
Luisa Porter/The Commercial Dispatch via AP

As Open Enrollment (OE) 2019 for the individual health-insurance market draws nearer, the all-too-familiar cries of “death spiral” from the right and “ACA sabotage” from the left may give way to something altogether different: optimism.

Health insurance carriers performed relatively well during OE ‘18, which is drawing more insurers to the market for the coming year. The Centers for Medicare and Medicaid Services has improved the user experience with a new, streamlined way for individuals to shop for and enroll in coverage. This added consumer focus, combined with much lower overall rate increases than in previous years indicates that we may be at a turning point for the ACA's individual market.

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