In the weeks before the midterm elections, millions of Americans are poised to get yet another surprise in their mail — their premium increases for next year's health insurance.
It's an annual ritual where people dread getting their mail like they dread April 15, because they know it's coming and they know their rates are going up, usually by a lot. Obamacare was sold to the people as ending this mailbox roulette, but it has only made things worse. But there is a solution, a simple one, as it turns out — association health plans.
