In the new age of high deductible health insurance plans, planning proactively for your health care needs is important to your bottom line. You can't predict health events, but by thinking ahead, you can make better use of your health care dollars when a significant illness occurs.
How do you prepare for an event? Some medical issues are an emergency and some events can go on for a while without need for attention. Broken ankle – emergency. Bum knee that has been aching for a year – annoying, but you don't need to see the doctor the minute you become annoyed. By approaching your medical care in a thoughtful manner, you may be able to “front load” a bunch of care into one year and only need to meet one large deductible.
