What good is my health insurance if my copays and deductibles are so high that it doesn't offer me any financial protection?
That's the question an increasing number of patients are asking as these costs continue to rise. According to data from the Kaiser Family Foundation, deductibles have risen by 300 percent since 2006 and coinsurance costs have nearly doubled. The CDC reports that 40 percent of privately insured Americans now have high-deductible plans, compared with one-quarter who had such plans in 2011.
