Health care is complicated. Shopping for an individual health plan just got even more so, with President Donald Trump's decision last month to block $7 billion in Affordable Care Act subsidies.
Known as cost-sharing reduction payments (CSRs), these federal funds had helped insurers offset the costs of the discounts they are required to offer to some lower-earning customers to help them pay for deductibles and copays.
We'll spare you the details. But because of how state regulators responded to the chaos and how insurers are trying to recover the money through higher premiums, common-sense rules of shopping may no longer apply.