Effects of Ending the ACA’s Cost-Sharing Reduction Payments

Effects of Ending the ACA’s Cost-Sharing Reduction Payments
AP Photo/Andrew Harnik

Controversy has emerged recently over federal payments to insurers under the Affordable Care Act (ACA) related to cost-sharing reductions for low-income enrollees in the ACA's marketplaces.

The ACA requires insurers to offer plans with reduced patient cost-sharing (e.g., deductibles and copays) to marketplace enrollees with incomes 100-250% of the poverty level. The reduced cost-sharing is only available in silver-level plans, and the premiums are the same as standard silver plans.



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