In the days before Obamacare, applying for health insurance meant filling out dozens of pages of forms and submitting medical records. It was almost impossible to compare prices. Your premium might be set higher for a large number of reasons, including if your child was overweight. This could be the future in some states under the latest Republican proposal to overhaul the health law.
The proposal, offered by leaders of libertarian and centrist groups within the House Republican caucus, would allow states to waive key insurance rules imposed by the Affordable Care Act if they believe the changes could lower premiums or advance other state goals. The proposal retains the health law's promise that people with pre-existing health conditions can still buy insurance. But the protection would be largely technical.
