Insurers and politicians struggle constantly to thread the needle between making sure people have good health insurance and figuring out who should pay, especially for those who need a lot of care.
For most of his life, Carl Goulden had near perfect health. He and his wife, Wanda, say that changed 10 years ago. Carl remembers feeling, "a lot of pain in the back, tired, fatigue, yellow eyes — a lot of jaundice."
Wanda, chimes in: "Yellow eyes, gray-like skin." His liver wasn't working, she explains. "It wasn't filtering."