About 10 million Americans buy individual insurance coverage either on or off the marketplaces and get no federal subsidies to help bring down the cost, according to the Congressional Budget Office. About the same number get the financial assistance for the plans they purchase on the exchanges.
“For those receiving subsidies, the subsidy protects them against the increase. If they're not eligible, they'll be paying a lot more. And the more premiums go up, the higher the cliff,” said William Custer, a health policy and insurance expert at Georgia State University.
