Imagine that you were lucky enough to get health care through the Affordable Care Act (ACA), that you were paying your $300, $400, or $500 a year monthly payment. While the cost might stretch your budget, you wouldn't mind. You had peace of mind knowing that you'd be covered if anything went wrong.
You might have been among the millions who breathed a sigh of relief because you knew than an insurer could not deny you health care because of a pre-existing medical condition. You felt secure that you could access health care without fear that your health status would be a barrier for you. You might rest easy unless you had kidney failure. Then, you might find that health insurers have a loophole to exclude those kidney failure patients whose health conditions make it difficult for them to pay their premiums, and whose fine print in their insurance policies preclude them from taking help to pay their premiums.
