Survey: Insurance Shortchanges Doctors, Patients

Four out of five emergency-room doctors who responded to an American College of Emergency Physicians survey believe that privately insured patients have skipped needed medical care because of concerns about out-of-pocket costs.

The survey of 1,924 emergency-room doctors also suggests that an overwhelming number of doctors believe that consumers either don't understand or have been misled by affordable health plans that offer little coverage.

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