The Affordable Care Act was first and foremost intended to extend health insurance coverage to a broader segment of the population. It has largely succeeded, with the uninsured rate among the non-elderly population falling to 10.7 %, from more than 18% just before the law took effect.
However, it was also hoped that the ACA would end “job lock,” a situation where a worker stays at a job because it's the only way she can count on getting health insurance for herself or her family. Millions of workers with a serious, preexisting health condition faced this problem, knowing they'd encounter sky-high rates in the individual market.
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