Employer Self-Insuring Is All the Rage

But there’s really no denying the appeal of self-insurance and its growing popularity among employers. According to last year’s Kaiser Family Foundation–Health Research & Educational Trust (HRET) survey on employer health benefits, the percentage of employers who fully or partially self-insure has increased from 44% in 1999 to 63% in 2015. Among employers with 5,000 or more workers, self-insurance has become the rule with the rare exception, according to the survey, which found that 94% of employers that size self-insure.

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