The Pentagon's health care system for active-duty troops covers IVF for wounded soldiers like Matt Keil. The Department of Veterans Affairs for veterans doesn't. By the time the Keils learned about the difference, it was too late.
"We were just swallowing the fact that he was never going to go back to work," Tracy says. "But finding out that IVF wouldn't be covered because we agreed to retire out so quickly, that was hard, because nobody told me that."
A law passed in 1992 made it illegal for the VA to pay for IVF, which some people oppose because embryos are often destroyed in the process.
The only option for the Keils would have been to get the procedure done immediately after Matt's injury. They had missed the window.
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