The one common element in assertions that thousands of Americans are "gaming" Obamacare by not signing up for health insurance until they get sick, thereby sticking beleaguered insurance companies with a big bill, is that none of these assertions come attached to any hard numbers.
Late last year, the Dept. of Health and Human Services invited insurers to produce the numbers, if they had them. It did so by proposing to tighten up on the so-called special enrollment periods, or SEPs, that allowed individuals to enroll in health plans outside the once-a-year open enrollment window, and asking insurers to submit comments and data on the proposal.
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