As Americans this year signed up for new health care policies through their employers or the Affordable Care Act, many received an unwelcome tweak: even higher deductibles than in prior years.
Deductibles, or the amount individuals must pay out of pocket before their insurance kicks in, have surged 67 percent since 2010 alone for employer-sponsored health-care plans, according to the Henry J. Kaiser Family Foundation. The average individual deductible for a bronze plan through the ACA, meanwhile, tops $5,700 for 2016, according to research from plan-comparison site HealthPocket.
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