Released just before Thanksgiving, the HHS certification summary reinforces what growing evidence has indicated: No QHPs were found comparable to CHIP. Not one. And this makes sense – we know CHIP was designed solely for kids, while marketplace plans were largely built with adults, the majority of those in need of coverage, in mind. Plus, CHIP includes stronger cost-sharing protections that, by definition, mean families would end up paying more for QHPs even with the ACA’s financial help.
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