Court rulings, including a federal appeals court decision this year, and rules on navigator limits that CMS imposed have defined what those boundaries are and have made the lives of navigators somewhat easier, even as some states keep rolling out new regulations. According to the National Conference of State Legislatures, 27 states and the District of Columbia have adopted some kind of regulations on navigators. Typically, those rules require a license or certification of some kind, background checks, or passing a test.
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