The new plan to offer family coverage for Ross and his wife, he said, included higher deductibles – $5,000 more per individual and $10,000 more for family – thousands higher in maximum out of pocket in-network, triple his current copays for primary care physician visits and 40 percent coinsurance.
Ross said he’s shocked that he wasn’t at least being rolled into another marketplace plan, where he could have taken advantage of premium tax credits, and he worries that consumers who don’t pay attention to notices may find themselves in a financial bind when new policies take effect.
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