Florida's Top Navigator on the Challenges Ahead

Florida led in sign-ups last year, with about 1.6 million people enrolling because they could not obtain plans through an employer, or afford to buy a plan on their own.

"We've got to be very creative, we've got to be very aggressive about how we're getting out to places where transportation is an issue, where we know languages are a barrier," said Jodi Ray, who directs Florida Covering Kids and Families at the University of South Florida and oversees Affordable Care Act navigators across the state for that program.

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